Fiduciary Trust Canada

• Planning for Special Needs
• Elaine V. Wilson
• Winter
• 2011
• Estate planning for disabled or vulnerable adult children is often laden with emotion and questions about the future. While there are no easy answers, in terms of structuring financial support, there are options and places to begin.

• How to Spend Your Retirement
• Fiduciary Trust Canada
• Fall
• 2010
• After years of planning for and dreaming about retirement, many investors find they are uneasy about shifting from decades of saving and building a retirement portfolio to drawing income from their investments. The best strategy for dealing with these and related retirement issues is to discuss them ahead of time.

• Whose Money is It?
• Elaine V. Wilson
• Fall
• 2010
• Joint tenancy with right-of-survivorship is a form of asset ownership by two or more people where the survivor(s) automatically become owners of the deceased's interest in the account when that person dies. Sounds simple, but the issue of who owns what, and when, can raise serious income tax issues.

• Investment Income Matters
• Donald G. Taylor, Nancy J. Grant
• Spring
• 2010
• As retirement draws near, you face the challenge of shifting your portfolio from a capital-generating engine to a cash-providing machine. Choosing how much income you can comfortably draw and how to allocate assets to match your portfolio's income role are some of the most important investment decisions you may ever make for your retirement portfolio.

• Family Formula for Tax Savings
• Elaine V. Wilson
• Spring
• 2010
• Thinking of splitting income with your family? Find out what happens when the hypothetical Smith family combines the Canada Revenue Agency's prescribed interest rate with Canada's graduated income tax system plus the "loans for value" provision in the Income Tax Act.

• Taking the Step in Between
• Angela Maitland
• Spring
• 2010
• Planning and implementing the transition from capital generation to income withdrawal often raises questions for investors. In the second of a two-part article, Vice President and Portfolio Manager Angela Maitland discusses some steps that can help shape the transition to an income orientation.

• How much income will you have?
• Angela Maitland
• Winter
• 2010
• As retirement draws near, you face the challenge of shifting your portfolio from a capital-generating engine to a cash-providing machine. Choosing how much income you can comfortably draw and how to allocate assets to match your portfolio's income role are some of the most important investment decisions you may ever make for your retirement portfolio.

• How Do You Want to Live?
• Elaine V. Wilson
• Fall
• 2009
• The content of a Power of Attorney is often given short shrift in estate planning, especially given the sizable impact it can have on your life and those around you. Elaine Wilson discusses the three key areas that can make a difference.

• Left, Right or Straight Ahead?
• Stephen E. Reichenfeld
• Spring
• 2009
• Private Wealth Counsellor Stephen Reichenfeld discusses factors to weigh when thinking about changing your wealth management plan or choosing to stay the course.

• Achieving the Right Balance
• Elaine V. Wilson
• Winter
• 2009
• Aging is not for the faint of heart. This article offers a sound starting point for handling real situations and decisions that both children and their parents may face in the later stages of life.

• Starting to Shift Gears
• Fiduciary Trust Canada
• Summer
• 2009
• Investors can underestimate the fundamental differences between a "working" portfolio and a retirement portfolio. Fiduciary Trust Canada introduces some practical tactics that can help you build a portfolio that works throughout retirement.

• The Next Step?
• Angela Maitland
• Fall
• 2008
• Volatile markets heighten the importance of a long-term wealth management plan and disciplined decision-making. Angela Maitland reviews the fundamental themes that are integral to effective planning.

• What will You do for an Encore?
• Fiduciary Trust Canada
• Fall
• 2008
• Increasingly, Canadians are abandoning the concept of retirement as uninterrupted leisure for an active encore career, often imbued with meaning.

• Passing on the Family Cottage Options
• Elaine V. Wilson
• Summer
• 2008
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• Longevity is affecting retirement planning
• Fiduciary Trust Canada
• Spring
• 2008
• Stay focused on the long term with tips for avoiding the top 10 investor traps and ensuring you have financial security, no matter how long you live.

• Fairly Equal or Equally Fair?
• Elaine V. Wilson
• Fall
• 2007
• How do you divide your estate among loved ones? It's a dilemma for parents and grandparents alike. If the goal is treating everyone equally, then how is equal measured? What if equal isn't fair? We provide avenues for answering what's best for your family.

• Redefining Retirement
• Stephen E. Reichenfeld
• Summer
• 2007
• The face of retirement is changing dramatically. The success of your retirement lies not only in the dollars saved, but the life plans you have in place. Discover how life's bigger picture comes into play during retirement planning.

• Giving while Living
• Elaine V. Wilson
• Spring
• 2007
• Giving significant assets to family now versus later raises a host of benefits. But the "do it now" approach can directly affect your lifestyle. How much should you give and when? What are your options? We raise practical possibilities to help you establish a win-win plan.

• Investing in Certainty
• Roland Chalupka
• Spring
• 2007
• Will I have enough to sustain my lifestyle throughout retirement? That question often leads to discussion about guaranteed returns or payments. We look at the risk/reward trade-offs of guaranteed investments, their ripple effects and changing options as retirement draws closer.

• Putting Power in the Right Hands
• Elaine V. Wilson
• Summer
• 2006
• We look at the details and importance of appointing a power of attorney (PA). What happens if your PA can no longer fulfill their duties? Read Oscar and Mona's story to see how life's twists and turns can erode original plans. Read how your family can avoid a similar situation.

• When You Become One
• Fiduciary Trust Canada
• Summer
• 2006
• What do you do when you suddenly find yourself newly single and in charge of the family investments? We highlight steps for choosing a trusted advisor and gaining a clear picture of your situation. We suggest ways to help make a confusing time less so.

• Have the Final Word
• Thomas E. Junkin
• Spring
• 2006
• Estate disputes have torn families apart for centuries. There are, however, ways to avoid court fights. Read our case study and see the steps Harry Air took to ensure his Will could withstand fundamental legal challenges by his son George.

• When is enough . . . enough?
• Fiduciary Trust Canada
• Summer
• 2005
• How do you avoid moving backwards financially, particularly once the ability or drive to generate cash in the same capacity wanes? Discover what we mean by building critical mass into your wealth management plan and how knowledge truly is power when it comes to managing your assets.

• Inherit Wisely
• Thomas E. Junkin
• Spring
• 2005
• Inheriting money from a loved one may seem simple, but it's fraught with conflicting emotions and options. Learn how to navigate the emotional minefield and make smart financial decisions. We share several practical steps for moving forward at your own pace and on your own terms.

• Family Favourites Equal Family Feud
• Thomas E. Junkin
• Summer
• 2004
• Perhaps it's a painting or a favourite chair or a piece of jewelry that's the focal point. No matter how close your family may be, settling the estate of a loved one can stress relationships. We explore ways to divide possessions and assets as peacefully as possible.